The Loan Ratios tile on the project overview page gives lenders a real-time view of Loan-to-Cost (LTC) and Loan-to-Value (LTV) compliance for a project. When thresholds are configured, Rabbet automatically compares the current ratios against your maximums and alerts you when a ratio is at risk of exceeding its limit.
What you'll see
The tile displays the current LTC and LTV ratios alongside the maximum percentage configured for each. A green checkmark indicates the ratio is within the allowed threshold. If a ratio exceeds its maximum, an alert will appear on the project overview.
To open the full Loan Ratios detail view, click the arrow in the top-right corner of the tile.
Loan-to-Cost (LTC) Threshold
Toggle this on to enable LTC monitoring. Enter a Maximum LTC percentage — Rabbet will alert you when the LTC ratio exceeds this value.
Loan-to-Value (LTV) Threshold
Toggle this on to enable LTV monitoring. Enter a Maximum LTV percentage and a Property Value. Rabbet uses the property value you provide to calculate the current LTV ratio and alerts you when it exceeds the maximum.
When you're done, click Save Changes. Click Cancel to discard any edits.
Notes
Thresholds are configured per project. Each project can have its own LTC and LTV maximums.
Either threshold can be enabled independently — you don't need to configure both.
The property value used for LTV is set manually in the compliance modal and is not pulled from any external valuation source.
Only funding sources with a type of Debt appear in the funding source dropdown.
Ratio alerts appear on the project overview and are visible to lender users with access to the project.